Studying in Australia comes with many responsibilities, and having the right health insurance is one of them. AHM Overseas Student Health Cover (OSHC) helps international students access medical services while staying compliant with visa requirements.
Before getting AHM OSHC, you must know what to look for to ensure you have the right coverage. In this blog, you will go over the important things to have when choosing ahm oshc, so you can stay protected and focus on your studies.
1. Proof of Enrollment (CoE)
Before getting AHM Overseas Student Health Cover (OSHC), you need a Confirmation of Enrollment (CoE). This document proves that you are enrolled in an Australian course as an international student.
Your university or college provides the CoE after you accept their offer and pay the required fees. The CoE includes details like your course start and end dates, which are important for setting up health insurance.
AHM and other OSHC providers require this proof to ensure your coverage matches your study period.
2. Passport
Your passport is a key document when applying for AHM OSHC. It serves as identification and confirms your nationality. When purchasing health insurance, you must provide your passport details, such as your full name, date of birth, and passport number.
The information should match your student visa records to avoid issues. If your passport is expired or close to expiring, renew it before applying for OSHC. An active passport ensures the smooth processing of your health coverage.
3. Visa Information
AHM OSHC is for international students with a student visa (subclass 500). You need your visa details when applying for health coverage. If your visa is still being processed, you can use your visa application number.
Once approved, update AHM with your visa grant number. The visa information helps AHM set your OSHC policy according to your stay in Australia. If your visa duration changes, you may need to adjust your health cover period.
4. Payment Method
When applying for AHM OSHC, you must pay for the policy upfront. Accepted payment methods usually include credit cards, debit cards, or bank transfers. Some providers also allow PayPal or online payment gateways.
Ensure your card has enough balance before making the transaction. If using a bank transfer, confirm the details to avoid errors. Keep a receipt of the payment for future reference. Some universities may offer OSHC as part of your tuition, so check before making a payment.
5. Emergency Contact Information
Providing emergency contact details is important when applying for AHM OSHC. This includes the name, phone number, and relationship of someone who can be contacted in case of emergencies.
The contact can be a family member, guardian, or close friend. If possible, list someone in Australia who can assist you quickly. AHM may use this information if you need urgent medical help.
Ensure Smooth Healthcare Access
Securing AHM OSHC is more than just a visa requirement—it’s a crucial step in ensuring you have access to quality healthcare while studying in Australia. Take the time to review your policy, know where to seek medical help, and stay informed about your benefits. With the right preparation, you’ll be ready for a hassle-free healthcare experience whenever you need it!
